If you want to maximise your chances of a settlement then my advice is to co-operate with them. Using a fake railcard is a serious matter and many would argue that a case like this should end up in court. You are not in a strong position to negotiate - the ball is in GTR's court.Do i have to tell them the exact number of times I've used the fake railcard? -as its quite a lot, would i get away with saying I've used it on multiple occasions over the past 8 months.Also you said i have to pay the settlement in full what if i wont have the money straight away can i pay it back bit by bit (and add that im a broke student)? Could there be another way to settle it if i don't have money?
Train companies generally don't allow payment plans because of the risk of people not paying. You will need to find the money from somewhere.
I'd have thought you could access this through Trainline website.Does anyone know how i can find my trainline full ticket history as the one on the app is limited?